Typical exclusion themes include cosmetic procedures, certain dental/vision treatments, and more — wording varies.
Always read the wording/PDS for the product you choose.
Disclaimer: This recommendation is for informational purposes only, based on available knowledge-base content and documents in context. We are not an IRDAI-licensed insurer or intermediary. Please compare current quotes, review the latest policy wording/PDS, and confirm suitability with an IRDAI-licensed advisor or insurer before purchase. PDFs are processed in memory and not stored.